Nationwide SmartMiles is a car insurance program tailored for those who drive infrequently. It operates on a model where the insurance cost is split into two components: a fixed base premium and a variable premium that adjusts based on how much the vehicle is used. The fixed base premium remains constant, while the variable premium fluctuates according to the driving data collected. To participate, drivers can either use a small device provided by Nationwide, which plugs into the car’s onboard diagnostics port or rely on the vehicle’s built-in tracking if it is a compatible Ford or Lincoln model from 2018 or newer. This tracking setup records driving habits and transmits the information to Nationwide. The variable component of the insurance premium is then calculated based on this data. The program is available for most vehicles manufactured after 1996. However, certain types, such as hybrids or diesel vehicles, may not work with the tracking device. This restriction could affect the program’s applicability for some users. Policy management requires access to an online platform where users can view their driving data and monitor how it impacts their insurance premiums. This platform provides a way to see the relationship between driving patterns and the variable cost of insurance. For ongoing participation, drivers need to interact with either the tracking device or the vehicle’s connectivity system to ensure accurate data collection. This data directly affects how the variable part of the premium is adjusted. Regular updates and monitoring through the online platform are necessary to manage the policy effectively. SmartMiles introduces a structure where insurance costs are more directly linked to driving behavior, differing from traditional insurance models that rely on standard rates regardless of individual driving patterns. Users need to be engaged with the program’s technology to ensure that their insurance costs reflect their driving activity.
Nationwide Smartmiles CANCEL GUIDES
Get together the following account information:
First Name
Last Name
Phone Number
Email Address
Username
Password
Billing Address
City
State/Province/Region
ZIP/Postal Code
Country
Reason for Cancellation
Last 4 Digits of Card
Date of Last Charge
Amount of Last Charge
Phone (Live Agent)
Follow these steps:
Pick up your phone and call 1-855-241-9720
Tell the representative that you’d like to cancel
Ask the representative for a receipt, email, or confirmation number
If you’re unsure, ask if you’re going to be charged again
It’s important to keep the info about your cancellation, just in case!
Web Form
Follow these steps:
Head over to https://www.nationwide.com/personal/contact/online-form
